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How much money should you save before moving out of state?

December 2nd, 2016 - 1:47 PM

Preparing to move out of state?

Moving out of state can be challenging, especially if you’re trying to move with a limited budget. And if you’re planning a move right now, you might be wondering how much money to save. It’s no surprise that making such a big change comes with a few costs, so it’s a good idea to start saving well in advance. This way you have the means to actually make the move, and enough to get settled in, too. We’ve compiled a list of moving expenses to plan for, and then listed some money-saving options to help you get started.

how much does it cost to move out of state

How much money should I save to move out of state?  

Because every move is unique, it’s difficult to give a set recommendation on how much to save. Costs are based on factors like where you’re moving to and from, how much you’re moving and when you’re moving — meaning the amount of money to save is specific to your situation. However, we can help identify some common moving costs so that you can budget for the ones that apply to you.   

Budgeting for the moving service

The cost of moving your belongings relies heavily on the type of service used. Options include full service, truck rental or a hybrid service. Here’s a little information about each:

Full serviceThis type of moving company completes the entire move (packing, loading, driving and unloading). And while it is a convenient option, it’s often the most expensive since you’re paying for each service. Quotes are done through an in-home estimate, but the price may change once your belongings are weighed. 

Truck rentalMany people consider this the cheapest moving option, but usually forget about additional costs (like fuel, highway tolls, liability coverage and tow dollies) that aren’t included in the initial quote. These costs can impact your budget, so it’s necessary to plan ahead for them. Use this rental truck fuel calculator to see how much money you’ll need for gas.

Hybrid. A hybrid solution — like U-Pack® — gives you the best of both worlds. You pack and load the moving equipment and then we pick it up and drive it to your new home, which means you can travel in the comfort of your own vehicle or catch a flight! And the best part? Our prices are comparable to truck rental and our quotes include the fuel, driver, highway tolls, liability coverage and sales tax.

Compare prices and options by getting a moving quote from each service. Once you know how much you’ll spend to move your belongings, take a look at some additional costs you may need to consider.

Other out of state moving costs to plan for

Along with the cost of the moving service, you’ll want to prepare for these possible expenses:  

Before and during the move

  • Transportation costs (fuel, tolls, etc.)
  • Moving supplies (boxes, packing paper, etc.)
  • Extra moving charges (damage protection, storage, etc.)
  • Soft costs (lodging, food, etc.)

After the move

  • Housing costs (compare the cost of living in your current town to your new city)
  • Deposits
  • Home repairs
  • Utilities
  • Phone/cable/internet
  • Driver’s license and vehicle registration
  • Insurance (car, home, etc.)
  • Grocery shopping (you’ll need to restock your kitchen with basic supplies)
  • Furniture and other household items (cleaning supplies, décor)
  • Toiletries and other personal items

Pro tip: Begin writing down any of the above costs that apply to you and then plan a budget for each. If you can’t afford all of them right now, consider which ones are necessities and save for those first.

Ways to reduce your moving costs

There are many ways to offset moving costs and help your savings go further. Here are some tips:  

Have a garage sale. Before packing, take inventory of everything you own and host a garage sale to get rid of unwanted items. Not only will you have extra cash to put toward moving expenses, but you may also pay less in transportation costs because there’s less to move.

Order low-cost moving supplies. You’ll want sturdy boxes and moving supplies to help protect your belongings during transit, but you don’t have to spend a fortune. Check out the U-Pack box store for discounted products, and receive free shipping on all orders.

Use discounts. U-Pack works hard to get each customer the best deal. Start with a free online quote and then use coupon code BLOG25 to get $25 off (get another $25 off when you reserve online). We also offer student and military discounts that can be added by calling a U-Pack consultant at 800-413-4799.

Move during off-peak times. If your moving dates are flexible, schedule your move during off-peak season or on an off-peak day. Relocating on weekdays, at the beginning of the month, before or after a major holiday, or during the fall/winter will provide cheaper rates.  

Find volunteers to help. Truck rental or hybrid moving services require you to load your belongings, so (if you need assistance) ask friends and family to help with heavy furniture and big boxes. This can save you money by not having to hire helpers.

Ask about a terminal-to-terminal move. This money-saving option is specific to a U-Pack move, but can save you up to $300. It’s where you load your items at the terminal closest to your current home and then unload them at the service center closest to your new home. And while it does require a little more effort, it’s an ideal situation for smaller moves. Ask a representative about a terminal-to-terminal move when booking.

Start saving now!

Only you know your financial situation and how much you’ll be able to save and spend on a move. So, once you feel ready, get started with a free online quote or call a U-Pack consultant at 800-413-4799 to see how much your move will cost. And if you have other questions or concerns about saving money for an out of state move, just leave a comment below. We’re happy to help!  

Other related resources

How to Create a Moving Budget

Typical Relocation Expenses  

How to Calculate Moving Expenses