Question of the day: Does renters insurance cover moving?

My best advice? Call your insurance agent and ask. Unfortunately there isn’t a general answer for this question since it depends on the parameters of your renters insurance policy.

Normally, if you are moving in-state, you can simply contact your renters insurance agent and submit a change of address, with no lapse in coverage. However, if you are moving out of state, the insurance company may not be able to provide coverage at your new location. Also, the personal property coverage provided by many renters’ insurance policies applies only if the property is inside the primary residence – personal property away from the residence may be covered only at a percentage of the primary residence coverage.

• Here are questions you might consider asking your insurance agent to...
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Did you know that most Americans move 5 to 7 times during their lifetime?  This means that we move more than any other culture.  Although damage is unlikely if you do your research, use a company with a record of safe driving and a low claims ratio and you take good care in packing and loading, each move brings with it the possibility of damage to your belongings.  That is why it is so important to know how your items are covered while they are in transit.

ABF Liability Coverage
ABF is governed by the U.S. Department of Transportation rules concerning liability coverage for transporting household goods. What does that mean?  Well, it is very simple.  We move household goods under our commercial license. 

This allows for ABF to offer two different types of liability coverage with EVERY move. 
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