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Does renters insurance cover moving?

January 26th, 2013 - 8:08 PM

Question of the day: Does renters insurance cover moving?

My best advice? Call your insurance agent and ask. Unfortunately there isn't a general answer for this question since it depends on the parameters of your renters insurance policy.

Normally, if you are moving in-state, you can simply contact your renters insurance agent and submit a change of address, with no lapse in coverage. However, if you are moving out of state, the insurance company may not be able to provide coverage at your new location. Also, the personal property coverage provided by many renters' insurance policies applies only if the property is inside the primary residence – personal property away from the residence may be covered only at a percentage of the primary residence coverage.

Here are questions you might consider asking your insurance agent to figure out if your renters insurance policy covers moving:

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Moving Insurance vs. Liability Coverage

September 15th, 2008 - 1:40 PM

Did you know that most Americans move 5 to 7 times during their lifetime?  This means we move more than any other culture. If you do your research and chose a company with a record of safe driving and a low claims ratio, and if you take good care in packing and loading, the likelihood of damage is very low. But, as with most things in life, anything is possible. So, it's important to know how your household goods are covered while they're in transit.

When it comes to moving with U-Pack, your price includes two types of liability coverage.